47 transactions waiting to be coded · last reconciled Aug 31
Card swipe · Home Depot -$612.40 · just now
Framing & lumber$52,712 of $65,000
Concrete & steel$38,000 of $40,000
Equipment rental$10,292 of $12,000
Leak 02
Job money gets mixed.
One job's money pays another job's bills, and nobody knows what each job really has left.
The fix
A bank account for every job
Each deposit stays with the job it was paid for, so every job's balance is its own.
Business Checking ··7731
Available balance
$493,840.00
Recent activity
Oct 1Remote deposit+230,000.00
Sep 30ACH debit · Coastal Framing-14,500.00
Sep 29Check #1043-22,180.00
Sep 26Deposit+196,000.00
Sep 24Debit card · Home Depot-3,184.20
Sep 22Online transfer-40,000.00
3 jobs, one balance. Which job does this money belong to?
Whitmore Residence
Project account ••4321
$168,220
Bellamonte Estate
Project account ••7718
$170,480
Linden Farmhouse
Project account ••2290
$155,140
3 jobs, 3 separate accounts
Leak 03
Spending nobody is watching.
Your crew uses a shared card or their own cash, with no limits, no receipt and no job tag.
The fix
Crew cards with controls
Every card has a limit and blocked categories, the receipt is snapped at the counter and the purchase lands on the job.
Company card statementCard ending 0042 · 3 people share it
Sep 1 – Sep 30
09/02SHELL OIL 5744296.18
09/04HOME DEPOT #6112612.40
09/05AMAZON MKTPLACE248.99
09/07CHICK-FIL-A #019364.27
09/09LOWES #18741,129.00
09/12WAWA 553088.40
09/15HOME DEPOT #02911,286.45
09/18HARBOR FREIGHT412.80
09/21SUNBELT RENTALS1,860.00
+ 38 more charges
Statement balance$18,942.66
No receipts · no job · no limit
Asset Card
Hendrick’s Residence•••• 4821Physical card
Daily limit$1,032 of $1,500
Blocked: alcohol, cash advance, gambling
Leak 04
You pay for paperwork.
Your bookkeeper spends hours chasing receipts and fixing codes, and you pay for those hours.
The fix
Coding that does itself
AI suggests the GL and cost code as you spend, and everything syncs to QuickBooks.
Invoice #2214Bookkeeping · September
Due Oct 15
WorkHoursAmount
Chasing missing receipts9.5$712.50
Re-coding transactions to jobs12.0$900.00
Splitting shared-card charges6.5$487.50
Reconciling job balances8.0$600.00
36 hours at $75$2,700.00
Every month, on top of running the jobs.
Home Depot
Mike Torres · Hendrick’s Residence
-$612.40
GL account✓ 5100 · Framing & lumber
Cost code✓ 06-100 · Rough carpentry
Suggested by Arvis from past coding
Free 15-minute call
Book a 15‑minute call. We’ll stop the leak.
Kyle will look at how your jobs run today and show you exactly where the money is slipping, and how to close it.
Where each of the four leaks shows up in your business
A live look at your jobs with their own accounts and cards
What it would take to switch, with no obligation
What customers are seeing
1 / 3
✓ Fixed: Spending nobody is watching
“My team and I now meet every week to go through our spending, from fuel to materials and supplies, and work out where we can save. Asset Card has made it so easy to see where we are spending across all our cost codes.”
No more hours chasing receipts and fixing codes, and fewer billable hours from your bookkeeper. That is 50 bookkeeper hours and 20 of yours back on every job.
Comes from closing Leak 03Leak 04
“I almost never need to sit at my desk for accounting.”
Chad, Guard Construction
Example: one $500K custom home and 5 jobs a year, using the savings calculator’s assumptions (50 bookkeeper hours at $60 and 20 owner hours at $150 back per job, 2 points of margin protected). Your numbers will differ.
Hear it from them
Owners on what changed after moving their project money to Asset Card.
Upload a video to enable playback.
Davisville Contractors00:54
“We can see where every dollar is going while the work is happening.”
Nik Nemezek· Owner
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Specialist Landscaping00:54
“We can see where every dollar is going while the work is happening.”
Warren Handrahan - Owner
Sound Haus00:54
“We can see where every dollar is going while the work is happening.”
Sound Haus · Partner
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Davisville Contractors00:54
“We can see where every dollar is going while the work is happening.”
Need more people? Team members and vendors are added in blocks of 10 on any tier.
Projects are billed monthly. Close a project any time before the next billing cycle and you stop paying for it, no contracts, no cancellation fees.
The math on one project
$50 a month. Here's what it pays back.
Every project account is $50 a month, $600 a year. Set up your jobs and see what comes back.
Your jobs
Project valueA typical job
Margin protectedOverspend caught in time
Projects a yearJobs you run
What it pays back
$77,000
a year across 5 projects, after the fee · 27x what it costs
Time back 70 hrs a job
$6,000
Margin protected +2 pts on $500K
$10,000
Asset Card $50 a month
−$600
Net per project
$15,400
× 5 projects · 350 hrs back to the team
$77,000
Illustrative estimate, not a quote. Time assumes 50 bookkeeping hours at $60/hr and 20 owner hours at $150/hr saved per project per year. Results vary by business, project mix and setup.
Everything you need to know before getting started.
AssetCard is specifically designed for project-based businesses, including construction companies, house flippers, event planners, yacht management firms, property managers, and other industries that operate on a project-by-project basis. Our platform provides tailored solutions to help you manage finances, track expenses, and organize accounts for each individual project.
Yes. Deposit and card services are provided by Celtic Bank, Member FDIC, through our partner Stripe, and funds held at Celtic Bank may be eligible for FDIC insurance, subject to standard limits and eligibility rules. Card payments are screened by Stripe Radar, Stripe's machine-learning fraud protection. Your account is protected with two-factor sign-in, passkeys and Face ID, and a one-time code before any money moves, and every card carries its own spending limits and blocked categories, so a lost card or a bad actor can't run up a job.
No. They are your accounts. Load money into any project account when you need it, and move it back out to your linked business bank whenever you want. There are no lock-up periods; transfers simply follow normal bank transfer timing.
Not long. It is one simple step: a quick call with our team, plus your business EIN and a driver's license for verification. Most businesses can be set up and opening project accounts the same day.
Asset Card is purpose-built for project-based businesses and designed to be easy to pick up, and you are not doing it alone. We offer video demos that walk through every part of the app, and we can pull your existing data from QuickBooks, such as your GL codes, clients and invoices, so you start with your own setup instead of a blank screen.
Yes, AssetCard offers a fully-featured web application that you can access from any browser. This allows you to manage your accounts, view transactions, and access all features from your desktop or laptop computer, in addition to our mobile solutions.
We offer comprehensive customer support to all AssetCard users. Our support team is available to assist you with any questions, technical issues, or account inquiries. You can reach us through our help center, email, or live chat.
Yes, AssetCard supports integrations with various business tools and platforms. We have a built-in QuickBooks integration, with additional integrations coming in the near future. We offer API access for enterprise clients who need custom integrations to help streamline your workflow and connect with your existing systems.
Adding team members is simple through your account dashboard or mobile app. You can invite users via phone number, and they will sign up and become part of your organization. You can control project-level access, set spending controls, and manage permissions to ensure each team member has appropriate access to relevant accounts and features.
AssetCard offers transparent pricing with no hidden fees. Specific fee structures depend on your account type and usage. Please visit our pricing page or contact our sales team for detailed information about fees applicable to your use case.
Asset CardHendrick’s Residence•••• 4821Physical cardDaily limit$1,032 of $1,500
